Understand Gold Loan business processes, workflows, and lending lifecycle.
Analyze BRDs, FSDs, User Stories, and business requirements.
Prepare test scenarios, test cases, and test data.
Execute Functional, Integration, Regression, and UAT testing.
Validate loan origination, customer onboarding, loan disbursement, interest calculation, repayment, and loan closure processes.
Perform API testing and backend database validation.
Defect logging, tracking, and coordination with development teams.
Participate in Agile ceremonies and client discussions.
Prepare test reports and provide daily status updates.

Must-Have Skills

Domain Skills (Mandatory)
Strong experience in Gold Loan products.

Understanding of

Loan Origination System (LOS)
Loan Management System (LMS)
Gold valuation and pledge process
Loan disbursement
Interest calculation
EMI/repayment processing
Loan renewal/top-up
Foreclosure and loan closure
Auction/Repossessed gold process