erform end-to-end functional and manual testing of LOS applications for Secured and Unsecured Business Loans.
Analyze business/functional requirements and prepare
Test scenarios
Detailed test cases
Test data
Requirement Traceability Matrix (RTM)
Execute Functional Testing, System Integration Testing (SIT), Regression Testing, Smoke Testing, Retesting, and UAT support.
Validate positive, negative, boundary, exception, and business-rule scenarios.
Perform end-to-end testing of loan origination workflows from application creation through disbursement.
Validate LOS integrations with upstream and downstream banking systems.
Perform API/interface validation where LOS communicates with external systems.
Perform backend/database validation using SQL where required.
Identify, log, track, retest, and close defects using JIRA, Azure DevOps, or equivalent defect management tools.
Participate in defect triage and coordinate with business, development, product, and integration teams.
Validate data consistency across LOS and downstream lending/banking applications.
Key Lending Scenarios to be Tested
- Business Loan Application
New loan application creation
Applicant and co-applicant details
Business/entity details
Loan amount and tenure
Loan purpose
Product and scheme selection
Branch/channel sourcing
Application status and workflow movement
- Customer & Business KYC
Individual/Business KYC
PAN validation
GST-related business information
Address and identity validation
Business profile validation
Duplicate customer/application checks
Existing customer relationship validation
Document upload and verification