Senior Credit Risk Manager
Up to £110,000
London (3 days a week in office)

This is a rare opportunity to join a high-growth consumer lending business in a role focused on innovation, transformation, and the development of new lending capabilities. Rather than maintaining existing credit processes, you will have the autonomy to identify, build, and deliver initiatives that create meaningful commercial impact and enhance customer outcomes.

THE COMPANY
They are a well-established financial services organisation operating within the consumer lending space. With strong foundations already in place across credit risk and lending operations, they are investing heavily in the future of their credit function. Their focus is on innovation, customer value, and developing new ways to approach lending, pricing, and customer engagement. You will join a collaborative environment where new ideas are encouraged, tested, and brought to life.

THE ROLE
As a Senior Credit Risk Manager, you will take ownership of high-impact initiatives from concept through to delivery and measurable business outcomes.

Specifically, you can expect to be involved in the following:
Identifying and delivering new lending, credit, and customer growth initiatives
Developing new customer segments, lending propositions, and distribution opportunities
Exploring cross-sell, retention, and customer value enhancement strategies
Building and implementing innovative credit capabilities and lending strategies
Assessing commercial opportunities and developing robust business cases
Using data to evaluate performance, guide decision-making, and quantify impact
Working closely with Credit Risk, Product, Finance, Commercial, and Operations teams
Managing initiatives through strategy, execution, launch, and operational handover
Influencing stakeholders across the business and driving adoption of new approaches

SKILLS AND EXPERIENCE
The successful Senior Credit Risk Manager will have the following skills and experience:
Strong commercial experience within Credit Risk, Lending, or a related analytical function
Experience working in a fintech, consumer lending, or fast-paced financial services environment
Advanced SQL skills and confidence working directly with data
Python experience is advantageous
Ability to develop and deliver new ideas rather than solely managing existing processes
Strong understanding of credit strategy, lending decisioning, pricing, and risk management
Excellent stakeholder engagement and influencing skills
A proactive, ownership-oriented approach with the ability to lead initiatives independently
Comfortable operating in a hands-on individual contributor role

BENEFITS

The successful Senior Credit Risk Manager will receive the following benefits:
Salary up to £110,000 - depending on experience

HOW TO APPLY
Please register your interest by sending your resume to Majid Latif via the Apply link on this page.