SENIOR CREDIT RISK STRATEGY ANALYST
£60,000-£75,000
LONDON

This is an opportunity to join one of the UK's leading digital banking businesses, working within a highly regarded credit risk team that has built a reputation for developing some of the strongest talent in the consumer lending market. You'll take ownership of credit strategy across a lending product, using analytics to drive both risk and commercial performance in a fast-growing environment.

THE COMPANY
This innovative financial services business has established itself as a major player within UK consumer lending, combining advanced analytics, modern technology, and customer-focused products. They offer a broad range of lending and banking products and continue to experience strong growth across their customer base and product portfolio. They are known for investing heavily in both technology and employee development, making it an excellent environment for career progression.

THE ROLE
Take ownership of credit risk and commercial strategy for a specific lending product
Analyse portfolio performance and identify opportunities to improve business outcomes
Develop and optimise lending strategies using customer and portfolio data
Use SQL and Python to deliver insights and support strategic decision-making
Monitor credit performance and recommend data-driven policy changes
Work closely with stakeholders across analytics, product, data science, and technology teams
Contribute to the development and implementation of new credit strategies and decisioning frameworks
Play a key role in balancing growth, profitability, and customer outcomes

YOUR SKILLS AND EXPERIENCE
Strong commercial experience within credit risk strategy or credit risk analytics
Experience working within consumer lending environments
Advanced SQL skills
Python experience is highly desirable
Experience developing or managing credit risk strategies and lending policies
Strong problem-solving skills with the ability to translate analysis into commercial recommendations
Excellent communication and stakeholder management skills
Experience working with large datasets and delivering actionable insights

SALARY AND BENEFITS
£60,000- £75,000 base salary
Annual bonus
Hyrbid working model (2-3 days in the office)
Modern Canary Wharf office location
Strong career progression opportunities within a high-performing credit risk function
Exposure to multiple lending products and sophisticated analytical tools
Opportunity to learn from experienced leaders and industry experts

HOW TO APPLY
Please register your interest by sending your CV to Rachael Lewis through the 'Apply' link.