Founded on a legacy of more than 120 years in banking, Bank OZK is much more than just a company. We’re nationally recognized as an industry leader in financial services. That means we combine exceptional service with innovative technologies to deliver smart solutions to our clients across the country. We’re investing in small businesses, fueling economies in local communities and changing skylines in the largest cities across America. Here, we're not simply filling roles. We're fostering even greater careers.

The foundation for a great career starts with an exceptional team and a comprehensive benefits package. We believe in providing our dedicated team members with the best resources to support their physical, mental and financial wellbeing, including generous PTO, 401(k) matching, health, dental, vision (and pet!) insurance as well as special perks and discounts. Learn more about Bank OZK benefits.

Responsible for expanding and managing the Bank’s equipment finance lending practices as a trusted advisor to clients and prospects in an assigned region.

1. In coordination with the Bank’s leadership, helps execute strategic and tactical plans to ensure development and growth, business development productivity, and financial targets are achieved for assigned region.
2. Build deep relationships with assigned accounts and prospects and become a trusted advisor for the Equipment Finance Group’s products and services.
3. Builds successful relationships through direct calling efforts and networking, develops and coordinates on-going deal activity, and applies OZK’s sound credit and risk management practices to meet appropriate risk adjusted returns and targeted objectives.
4. Gathers and distributes all necessary financial reporting materials and collateral information to facilitate the transaction and underwriting of loans and leases.
5. Maintains active role in the equipment finance industry through involvement in trade shows, monitoring industry news and publications, and collecting third party market data.
6. Drives full bank relationships, when possible, through effective partner engagements and cross-sells within Bank OZK; drives client referrals to the appropriate partnering lines of business for maximum client effectiveness.
7. Responsible for the oversight and performance of a portfolio consisting of a variety of equipment types, ensuring compliance with loan and lease covenants, managing risk, clearing technical exceptions, assisting with the collection of past due payments and ensuring loan renewals are processed within the appropriate timeframe.

1. Comprehensive knowledge and understanding of finance and credit analysis.
2. Comprehensive knowledge of lending activities and terminology.
3. Comprehensive knowledge of equipment finance operations and related lending practices.
4. Ability to build and manage complex commercial relationships and provide excellent customer service.
5. Knowledge of federal and state lending and compliance regulations.
6. Ability to demonstrate effective interpersonal, negotiation, and communication skills.
7. Ability to demonstrate effective leadership presence and credibility.
8. Ability to demonstrate strong business acumen and business development skills.
9. Ability to demonstrate critical thinking, analytical, and problem-solving skills.
10. Ability to work extended and/or weekend hours and travel on company business by car and by air transportation.
11. Ability to work effectively and collaboratively across functional and organizational groups and build business relationships to achieve the desired objectives of the Bank.
12. Skill in using computers and Microsoft Office, including Word, Excel, PowerPoint, and Outlook.

1. Bachelor’s degree in business, finance, or related field, or commensurate work experience, required.
2. 7+ years of general lending experience, required.
3. 5+ years of experience in sales, relationship management, and/or portfolio management, required.
4. 3+ years of lending experience in equipment finance or related high-value or specialized lending, required.
5. Certified Lease and Finance Professional designation, preferred.

Operate customary equipment and technology used in a business environment, with or without accommodation.

Note: This description is not an exhaustive list of all job functions, duties, skills, and job standards required.  Other job functions, duties, skills, and standards may be added.  Management reserves the right to add or change the job requirements at any time.

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Bank OZK is an equal opportunity employer and gives consideration for employment to qualified applicants without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, disability status, protected veteran status, or any other characteristic protected by federal, state, and local law. Member FDIC.