Perform functional and manual testing of Finacle LOS / Loan Origination applications.

Understand business requirements and prepare

Test scenarios
Test cases
Test data
Requirement Traceability Matrix (RTM)
Execute SIT, functional, regression, integration, and end-to-end testing.

Validate complete lending workflows, including

Customer onboarding
Loan application creation
KYC and document verification
Eligibility assessment
Credit bureau checks
Credit appraisal and underwriting
Approval and deviation workflows
Sanction
Collateral/security details
Documentation
Disbursement
Post-disbursement validations
Perform positive, negative, boundary, and exception scenario testing.
Validate integrations between Finacle LOS, Core Banking, external APIs, credit bureaus, KYC systems, document management systems, and other downstream applications.
Perform API testing using tools such as Postman where applicable.
Validate data flow between LOS and integrated systems.
Perform database/backend validation using SQL where required.
Verify lending-related financial and accounting entries generated through transactions.
Log, track, retest, and close defects using defect-management tools such as JIRA or Azure DevOps.
Participate in defect triage meetings and coordinate with development, business, and functional teams.
Support business users during UAT and production/release validation.
Mandatory Skills
Strong hands-on experience in Manual Testing.
Experience working on Finacle LOS / Finacle Origination in the banking domain.
Strong understanding of Loan Origination System and end-to-end lending lifecycle.
Experience testing lending products