cer Financial are working alongside a bank, who are based in London. They are seeking a Credit Analyst who has had Corporate Banking experience to work with them on a permanent basis.

Responsibilities

• Conduct credit analysis for corporate borrowers and prepare credit applications for loan approvals.
• Analyse financial statements, cash flows, debt capacity, and credit risks.
• Perform periodic credit reviews of existing borrowers and projects.
• Prepare financial forecasts, stress tests, and valuation models.
• Support corporate client relationship management and participate in client meetings.
• Liaise with credit risk, legal, and business teams to support loan approvals and execution.

The candidate

• Minimum 2 years’ experience in corporate banking, credit analysis, or risk management.
• Understanding of corporate lending, syndicated and bilateral loans.
• Strong financial statement analysis, credit assessment, and financial modelling skills.
• Ability to independently conduct credit analysis and prepare credit applications.
• Excellent analytical, communication, and stakeholder management skills.
• Bachelor’s degree in Finance, Economics, Accounting, or a related field.
• Mandarin language skills and CFA/ACCA qualifications are advantageous.
• Mandarin speaking.