Basic Function:

Under the direct supervision of the VP – Real Estate & Consumer Lending, the Mortgage Operations Manager / Loan Tech will be responsible for the review of all residential loan files, sufficient to ensure compliance with all regulations, loan policy and pre-closing quality control requirements of all investors. Provide assistance to loan administration staff as needed.

Responsibilities:

· Perform pre-closing review of all residential loan files (both underwriting and closing documentation).

· Review and determine approval/denial for all residential loan exceptions, consulting with Management as needed.

· Perform review of appraisals for residential loans.

· Perform full range of duties pertaining to the loan processing/servicing function.

· Strictly adhere to all bank policies and procedures.

· Prioritize customers' needs and wants.

· Provide impeccable customer service.

· Communicate professionally with all customers and coworkers.

Qualifications and Skills:

· High School diploma or GED required

· Prior banking experience in lending operations

· Relevant Computer Skills

· Ability to listen and communicate to identify customer needs

· Ability to maintain a high level of confidentiality

· Ability to multi-task and work with minimal supervision

First State Bank/Town and Country Insurance Agency is an EO Employer-Vets/Disabled

*Why First State Bank:*

First State Bank has eleven locations to serve you and all of your banking needs.

Our mission is to make certain our customers know that we truly are "First for You!" We strive to provide you with superior, quality service by highly trained, professional staff and the comfort of a personal atmosphere to make you feel at home when you walk through the door.

Come to work for us and find:

· Competitive benefit package

· Five day work week

· We believe in work/life balance