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I. POSITION DESCRIPTION
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JOB TITLE
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Specialist-Products Vehicle Finance [Digital Initiatives] |
GRADE
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SM |
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DEPARTMENT
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Vehicle Finance |
LOCATION
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HO [Bangalore] |
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SUB-DEPARTMENT
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NA |
TYPE OF POSITION
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Full-time |
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REPORTS TO
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Lead Product-Vehicle Finance |
REPORTING INTO
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- |
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II. ROLE PURPOSE & OBJECTIVE
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· Manage the technology roadmap for the Vehicle Finance department · Assist in developing partnerships with external parties/vendors to generate additional business · Relationship management with key stakeholders for rolling out system related changes |
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III. SIZE OF THE ROLE
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FINANCIAL SIZE
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NON-FINANCIAL SIZE
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Monitoring & managing an overall portfolio of ~2000 Cr [by FY27] |
· Manage the technology requirements for TW & Pre-Owner Car loans business · Manage the Digital Lending & third-party services |
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IV. KEY RESPONSIBILITIES |
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Business/Financials
· Develop tech enablers for growth of business and to improve process efficiency · Define the technology roadmap & outline critical milestones which is aligned to department’s overall strategy · Translate user needs into technical requirements. This includes understanding user needs, study market trends & competitive landscape to translate them into technical requirements for the engineering team · Oversee Product Development Lifecycle ensuring the end result meets the objective
Customer (both Internal & External)
· Monitor market trends and competition, stay up to date with changing technology landscape which is crucial in making strategic decisions and defining the product roadmap · Analyze product performance through close monitoring of key metrics and identify areas of improvement. Measure success of the product launches vs the north star metrics · Explore partnerships with DSA/Fintech/lead generators for growth of business from alternate channels
Internal Process
· Coordinate with internal stakeholders & Ujjivan IT team to get relevant approvals to ensure smooth launch of the product or system related changes · Coordinate with internal stakeholders in troubleshooting & resolving technology related issues · Timely response & adherence to audit & compliance queries related to Loan Processing systems
Innovation & Learning
· Timely completion of assigned training courses · Responsible for training and building technical knowhow & system awareness within the business vertical · Develop training material for sales team pertaining to system related changes
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V. MINIMUM REQUIREMENTS OF KNOWLEDGE & SKILLS
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Educational Qualifications |
PGDM/MBA from a Tier 1 or 2 college preferred [not mandatory] B. Tech in CS/IT specialization preferred |
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Work Experience
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3-5 years of experience as Tech Product Manager or similar roles with relevant experience Experience in managing digital lending channels, fintech integrations, key accounts management etc. Experience in implementing IT projects & channel integration |
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Functional Skills
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Experience in defining product strategy, managing tech. roadmaps & leading product development Experience in banking domain & managing LOS and/or LMS is preferred |
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Behavioral Skills
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Problem solving & decision making Good Interpersonal & communication skills Analytical thinking |
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VI. KEY INTERACTIONS
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INTERNAL
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EXTERNAL
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Information
Technology, Product & sales |
Vendors/Channel Partners, Dealers, DSA |
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PREPARED BY – Sabyasachi Mahapatra
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DATE – 28-09-2026
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REVIEWED BY – Premkumar G
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DATE – 28-09-2026
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LAST UPDATED BY – TM Team
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DATE – 03-10-2026
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