SENIOR CREDIT RISK ANALYST
LONDON |£60,000 - £80,000
This is an opportunity to join a high-growth fintech at a particularly exciting stage of its journey. With significant expansion across the UK and Europe, the business is continuing to invest in its Credit Risk function, offering the chance to have a genuine impact on credit strategy, portfolio performance, and future growth.

THE COMPANY
This fintech operates within the SME lending space through a network of digital partners. Having achieved strong growth and profitability, they continue to scale across multiple international markets while maintaining a data-driven approach to lending and risk management.
As part of that growth, they are looking to strengthen their Credit Risk team with analysts who can help drive underwriting and acquisition strategy across UK and European portfolios.

THE ROLE
Develop and optimise credit acquisition and underwriting strategies across SME lending portfolios
Analyse portfolio performance and identify opportunities to improve risk outcomes
Use data and analytics to support lending decisions and credit policy development
Contribute to credit approval, limit management, and pricing strategies
Work closely with stakeholders across Risk, Analytics, Data, and Commercial teams
Support the growth of UK and European lending portfolios, including exposure to different markets and regulatory environments
Help enhance automated decisioning processes within a fast-paced lending environment
This role offers the opportunity to directly influence lending performance, work with large-scale datasets, and gain exposure to multiple international markets within a growing fintech business.

YOUR SKILLS AND EXPERIENCE
Strong experience within Credit Risk Analytics or Credit Strategy
Experience across acquisition, underwriting, approvals, limits, pricing, or portfolio strategy
Lending experience within SME finance or consumer lending
Advanced SQL skills
Experience using data to drive commercial and risk-based decisions
Tableau or similar visualisation tool experience
Python experience would be advantageous
Strong communication skills and the ability to work with a range of stakeholders

SALARY AND BENEFITS
£60,000 - £80,000 salary based on experience
Performance-related bonus
Pension contribution
Flexible hybrid working arrangement
Central London office
Clear opportunities for progression within a growing Credit Risk function
Exposure to international lending portfolios and strategic projects

HOW TO APPLY
Please register your interest by sending your CV to Rachael through the Apply link.