Purpose of the role: |
- The position has been created to enable clear focus on target achievement of OD numbers & Manage collection of all buckets of a state in Housing & mortgages Loan portfolio.
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Key Responsibilities: |
- Track and Ensure Repayments of the Loan disbursed for Housing & Mortgages Loans
- To increase the revenue from collection
- Enable Collection team to high performance and be a team player
- To Build and Nurture team & enable them to achieve high performance
- Ensure loan portfolio to be maintained by closely following up on the first 12 months repayments
- Manage Hard Bucket/NAP collection of the branch
- Manage a team of Branch receivable manager & collection team of branch
- Handling follow up of Cheques/ECS bounce cases and NPDC delay cases
- NPA resolution recovery from write off cases overall reduction in OD
- Focus on NPA Account collection stock clearance etc
- Ensure process of repo vehicle is followed in every branch & is tracked properly
- Regular Customer Visit & branch Visit
- Execution of legal procedure
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Desired Experience: |
- 10 to 15 years
- Type of companies/sector worked for(Private commercial banks and large NBFCs)
- Responsibilities managed in the previous organizations Primarily Collection function. Past experience on the Collection side of Housing & Mortgages.)
- Languages (Applicants should preferably be from the same area and should speak, read and write the local language)
- Computer/technical skills (Basic Computer Knowledge)
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